A bank's assets adjusted for how risky regulators think each one is. Capital rules are expressed as a percentage of this number, not of total assets.
风险加权资产
| Move变动 | Where it appeared出现位置 | What it means这句话在说什么 |
|---|---|---|
| £15.4bn | Bank of England examines Barclays over private credit trades 风险加权资产 · 第 8 张术语卡 | Barclays' RWAs rose £15.4 billion to £358.1 billion, with credit risk accounting for £11.2 billion of the increase. RWA 是资本监管的「分母工程」：同一笔 100 元贷款，若权重是 20%，只算 20 元风险资产；若是 100%，就算 100 元。所以资本充足率可以被两种方式改善——多留资本（分子），或者让资产看起来更安全（分母）。后者的空间，正是监管者反复盯的地方。 |