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货币与利率

Monthly payment

月供
rates 1 篇文章 更新于 2026-11-12 15:24 CEFR B2

01定义Definition

The fixed amount you pay the lender every month to repay a loan. On a car loan it is mostly interest at first, then more and more principal.

月供

04数字怎么看The numbers

Move变动Where it appeared出现位置What it means这句话在说什么
—Car payments just hit a record $787 a month — and 1 in 4 new-car buyers is now signing a 7-year loan
月供 · 第 1 张术语卡
Why it matters here ▸ The average new-car monthly payment hit a record $787 in Q3 2026 — the clearest sign buyers are stretched.
看月供应结合收入,不能只看车价:同样一笔车款,期限从 5 年拉到 7 年,月供会降,但总利息会多出一大截。判断「买不买得起」一般看月供占收入的比例(建议不超过月收入 15%–20%)。

08延伸阅读Further reading

09出现在这些文章里Appears in

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