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货币与利率

Loan term

贷款期限
rates 1 篇文章 更新于 2026-11-12 15:24 CEFR B2

01定义Definition

How long you have to repay the loan, shown in months. An 84-month term is seven years.

贷款期限

04数字怎么看The numbers

Move变动Where it appeared出现位置What it means这句话在说什么
25.5%Car payments just hit a record $787 a month — and 1 in 4 new-car buyers is now signing a 7-year loan
贷款期限 · 第 3 张术语卡
Why it matters here ▸ A record 25.5% of buyers took loans of 84 months or longer in Q3 2026.
期限越长,月供越低,但你在更长时间里一直在付利息、本金还得慢,车辆也更容易在贷款没还完时就已大幅贬值(「资不抵债」/ underwater)。本篇的 84 个月贷款就是典型。

08延伸阅读Further reading

09出现在这些文章里Appears in

10相关概念Related