Extra capital a bank holds on top of the minimum, so it can absorb losses in a downturn without failing.
资本缓冲
| Move变动 | Where it appeared出现位置 | What it means这句话在说什么 |
|---|---|---|
| — | Bank of England examines Barclays over private credit trades 资本缓冲 · 第 9 张术语卡 | Mould says the dispute is about how much capital Barclays must hold as a buffer against future turbulence. 缓冲的作用不是「防第一笔损失」，而是「防损失集中出现」。资本缓冲越薄，银行越早收缩放贷——这会反过来加剧下行。所以监管对资本的要求，本质上是在给整个系统留出「不要同时踩刹车」的余地。 |