The insurance business of taking on risk: collect premiums, pay claims.
承保
| Move变动 | Where it appeared出现位置 | What it means这句话在说什么 |
|---|---|---|
| 43% | Too much cash, and the best buy is itself 承保 · 第 4 张术语卡 | Berkshire's underwriting profit fell 43% to $1.352 billion as claims rose. 承保利润＝保费 − 赔付 − 费用，是保险公司的「主营利润」，与拿这笔保费去投资赚的钱（投资收益）分开看。承保赚钱说明定价合理；承保亏钱、投资赚钱，是很多保险公司的常态。伯克希尔长期两头都赚，这也是它被叫作印钞机的原因。 |