A loan taken out to buy a vehicle. The car itself is the collateral, so the lender can repossess it if you stop paying.
车贷
| Move变动 | Where it appeared出现位置 | What it means这句话在说什么 |
|---|---|---|
| 56% | Car payments just hit a record $787 a month — and 1 in 4 new-car buyers is now signing a 7-year loan 车贷 · 第 2 张术语卡 | Why it matters here ▸ Total US auto loan balances reached $1.71 trillion in Q2 2026, about 56% more than a decade earlier. 车贷和房贷一样是「分期贷款」（installment loan）：每期还固定金额，前期利息多、本金少。利率通常用 APR 表示。断供会被收车（repossession），并留下信用污点。 |