The amount you actually borrowed, before interest. Each payment is split between principal (what you owe) and interest (the lender's charge).
本金
| Move变动 | Where it appeared出现位置 | What it means这句话在说什么 |
|---|---|---|
| 7% | Car payments just hit a record $787 a month — and 1 in 4 new-car buyers is now signing a 7-year loan 本金 · 第 5 张术语卡 | Why it matters here ▸ With a long term and a 7% APR, early payments go mostly to interest, so the principal falls slowly. 「摊还」（amortization）就是本金逐步还清的过程。前期利息占比高，所以提前还款能省下的利息有限；这也是为什么长年限贷款「前期几乎只还了利息」。 |