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市场与资产

Credit rating

/ˈkredɪt ˈreɪtɪŋ/
「信用评级」
markets 2 篇文章 更新于 2026-11-12 15:24 CEFR B2

01定义Definition

An agency's score for a borrower's willingness and ability to repay.

「信用评级」

04数字怎么看The numbers

Move变动Where it appeared出现位置What it means这句话在说什么
—America's borrowing limit is about to become its loudest bargaining chip
「信用评级」 · 第 8 张术语卡
In 2011 the United States was downgraded after a standoff, with no payment missed.
三大机构是标普、穆迪、惠誉。评级下调不一定立刻改变借贷成本,但它会进入无数基金的合同条款(抵押品折扣、投资范围),所以影响是慢的、却更广。
—France's risk premium overtakes Italy's as bond investors price a default
「信用评级」 · 第 8 张术语卡
Scope cut France to A+ from AA- in September, in line with Fitch and Standard & Poor's; Moody's rates it Aa3 with a negative outlook and reviews it on October 23.
评级的影响是「台阶式」的:从 AA- 掉到 A+ 只是两个小档,但它改变的是投资者名单与风险权重。更该盯的是展望(outlook)与复核日期:负面展望意味着下一次调整的方向已经定了。

08延伸阅读Further reading

09出现在这些文章里Appears in

10相关概念Related